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Tax year 2026 · state vs state

Kansas vs Montana Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $509 less state income tax a year in Montana than in Kansas, which is about $42 a month. At $150,000 the gap is $456 in favor of Montana.

Kansas: up to 5.58%Montana: up to 5.65%Updated October 10, 2026

Compare Kansas and Montana for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Montana

Lowest

21.7%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,877
Payroll tax (FICA)
$5,738
Total tax
$16,284
Net income (annual)
$58,716

2Kansas

22.4%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,385
Payroll tax (FICA)
$5,738
Total tax
$16,793
Net income (annual)
$58,207

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💰 Monthly breakdown

Your take-home pay, spread across the year

Montana

Monthly gross$6,250
Monthly tax$1,357
Monthly take-home$4,893

Kansas

Monthly gross$6,250
Monthly tax$1,399
Monthly take-home$4,851

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Kansas vs Montana: how the two systems differ

KansasMontana
Wage income taxProgressive, 2 bracketsProgressive, 2 brackets
Top rate5.58%5.65%
Lowest rate5.2%4.7%
Deductions and credits (single)$3,605 standard deduction, $9,160 personal exemption$16,100 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeKS state taxMT state taxDifferenceKS take-homeMT take-home
$30,000$896$653$243 less in Montana$25,389$25,632
$40,000$1,432$1,123$309 less in Montana$32,888$33,197
$50,000$1,990$1,593$397 less in Montana$40,365$40,762
$60,000$2,548$2,063$485 less in Montana$47,842$48,327
$75,000$3,385$2,877$509 less in Montana$58,207$58,716
$100,000$4,780$4,289$491 less in Montana$74,400$74,891
$150,000$7,570$7,114$456 less in Montana$106,221$106,677
$250,000$13,150$12,764$386 less in Montana$170,032$170,418

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeKS state taxMT state taxDifferenceKS take-homeMT take-home
$75,000$2,528$2,012$517 less in Montana$62,094$62,611
$100,000$3,923$3,187$737 less in Montana$80,787$81,523
$150,000$6,713$5,753$960 less in Montana$116,472$117,432
$250,000$12,293$11,403$890 less in Montana$185,175$186,065

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Kansas and Montana charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Montana is the lower-tax state. The order flips again near $805,000, so the better state depends on where your income falls.

Rates side by side

Kansas (single filers)

5.2%Up to $23,000
5.58%Over $23,000

Montana (single filers)

4.7%Up to $47,500
5.65%Over $47,500

Full details for each state: Kansas income tax calculator and Montana income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Kansas vs Montana FAQ

Which has lower income tax, Kansas or Montana?+

Montana is lower at $75,000: $2,877 of state income tax versus $3,385 in Kansas. At $150,000 it is $7,570 in Kansas and $7,114 in Montana. For a single filer, Kansas and Montana charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Montana is the lower-tax state. The order flips again near $805,000, so the better state depends on where your income falls.

How much more do I keep on $100,000 in Kansas versus Montana?+

A single filer keeping $74,400 a year in Kansas would keep $74,891 in Montana after federal, state and payroll tax. The difference is $491 a year, or $41 a month.

How do the Kansas and Montana income tax systems differ?+

Kansas uses progressive rates up to 5.58%; Montana uses progressive rates up to 5.65%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Kansas vs Montana comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Kansas to Montana to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.