1Montana
Lowest21.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,877
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,284
- Net income (annual)
- $58,716
Tax year 2026 · state vs state
On a $75,000 salary (single filer, 2026), you pay $509 less state income tax a year in Montana than in Kansas, which is about $42 a month. At $150,000 the gap is $456 in favor of Montana.
Kansas: up to 5.58%Montana: up to 5.65%Updated October 10, 2026
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
Comparing 2 states, sorted by lowest overall tax rate.
21.7%
Overall effective tax rate
22.4%
Overall effective tax rate
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Your take-home pay, spread across the year
Montana
Kansas
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
| Kansas | Montana | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Progressive, 2 brackets |
| Top rate | 5.58% | 5.65% |
| Lowest rate | 5.2% | 4.7% |
| Deductions and credits (single) | $3,605 standard deduction, $9,160 personal exemption | $16,100 standard deduction |
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | KS state tax | MT state tax | Difference | KS take-home | MT take-home |
|---|---|---|---|---|---|
| $30,000 | $896 | $653 | $243 less in Montana | $25,389 | $25,632 |
| $40,000 | $1,432 | $1,123 | $309 less in Montana | $32,888 | $33,197 |
| $50,000 | $1,990 | $1,593 | $397 less in Montana | $40,365 | $40,762 |
| $60,000 | $2,548 | $2,063 | $485 less in Montana | $47,842 | $48,327 |
| $75,000 | $3,385 | $2,877 | $509 less in Montana | $58,207 | $58,716 |
| $100,000 | $4,780 | $4,289 | $491 less in Montana | $74,400 | $74,891 |
| $150,000 | $7,570 | $7,114 | $456 less in Montana | $106,221 | $106,677 |
| $250,000 | $13,150 | $12,764 | $386 less in Montana | $170,032 | $170,418 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
| Income | KS state tax | MT state tax | Difference | KS take-home | MT take-home |
|---|---|---|---|---|---|
| $75,000 | $2,528 | $2,012 | $517 less in Montana | $62,094 | $62,611 |
| $100,000 | $3,923 | $3,187 | $737 less in Montana | $80,787 | $81,523 |
| $150,000 | $6,713 | $5,753 | $960 less in Montana | $116,472 | $117,432 |
| $250,000 | $12,293 | $11,403 | $890 less in Montana | $185,175 | $186,065 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
For a single filer, Kansas and Montana charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Montana is the lower-tax state. The order flips again near $805,000, so the better state depends on where your income falls.
| 5.2% | Up to $23,000 |
| 5.58% | Over $23,000 |
| 4.7% | Up to $47,500 |
| 5.65% | Over $47,500 |
Full details for each state: Kansas income tax calculator and Montana income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Montana is lower at $75,000: $2,877 of state income tax versus $3,385 in Kansas. At $150,000 it is $7,570 in Kansas and $7,114 in Montana. For a single filer, Kansas and Montana charge the same state income tax (nothing) up to roughly $15,000 of income. Above that, Montana is the lower-tax state. The order flips again near $805,000, so the better state depends on where your income falls.
A single filer keeping $74,400 a year in Kansas would keep $74,891 in Montana after federal, state and payroll tax. The difference is $491 a year, or $41 a month.
Kansas uses progressive rates up to 5.58%; Montana uses progressive rates up to 5.65%. State deductions and exemptions also differ, which changes how much income is taxed.
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Last checked October 10, 2026. Confirm with your state tax agency before filing.
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.