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Tax year 2026 · state vs state

Illinois vs West Virginia Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $888 less state income tax a year in West Virginia than in Illinois, which is about $74 a month. At $150,000 the gap is $985 in favor of West Virginia.

Illinois: 4.95% flatWest Virginia: up to 4.82%Updated October 10, 2026

Compare Illinois and West Virginia for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1West Virginia

Lowest

21.5%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,680
Payroll tax (FICA)
$5,738
Total tax
$16,088
Net income (annual)
$58,912

2Illinois

22.6%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,568
Payroll tax (FICA)
$5,738
Total tax
$16,975
Net income (annual)
$58,025

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💰 Monthly breakdown

Your take-home pay, spread across the year

West Virginia

Monthly gross$6,250
Monthly tax$1,341
Monthly take-home$4,909

Illinois

Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Illinois vs West Virginia: how the two systems differ

IllinoisWest Virginia
Wage income taxFlat 4.95%Progressive, 5 brackets
Top rate4.95%4.82%
Lowest rate4.95%2.22%
Deductions and credits (single)$2,925 personal exemption$2,000 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeIL state taxWV state taxDifferenceIL take-homeWV take-home
$30,000$1,340$766$574 less in West Virginia$24,945$25,519
$40,000$1,835$1,099$736 less in West Virginia$32,485$33,221
$50,000$2,330$1,521$810 less in West Virginia$40,025$40,834
$60,000$2,825$1,965$861 less in West Virginia$47,565$48,425
$75,000$3,568$2,680$888 less in West Virginia$58,025$58,912
$100,000$4,805$3,885$920 less in West Virginia$74,375$75,295
$150,000$7,280$6,295$985 less in West Virginia$106,511$107,496
$250,000$12,230$11,115$1,115 less in West Virginia$170,952$172,067

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeIL state taxWV state taxDifferenceIL take-homeWV take-home
$75,000$3,423$2,584$839 less in West Virginia$61,200$62,039
$100,000$4,660$3,789$872 less in West Virginia$80,050$80,921
$150,000$7,135$6,199$937 less in West Virginia$116,050$116,986
$250,000$12,085$11,019$1,067 less in West Virginia$185,383$186,449

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, West Virginia charges the same or less state income tax than Illinois for a single filer, so there is no income level where the ranking flips.

Rates side by side

Illinois (single filers)

4.95%Over $0

West Virginia (single filers)

2.22%Up to $10,000
2.96%$10,001 to $25,000
3.33%$25,001 to $40,000
4.44%$40,001 to $60,000
4.82%Over $60,000

Full details for each state: Illinois income tax calculator and West Virginia income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Illinois vs West Virginia FAQ

Which has lower income tax, Illinois or West Virginia?+

West Virginia is lower at $75,000: $2,680 of state income tax versus $3,568 in Illinois. At $150,000 it is $7,280 in Illinois and $6,295 in West Virginia. Across every income from $10,000 to $1,000,000 that we tested, West Virginia charges the same or less state income tax than Illinois for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Illinois versus West Virginia?+

A single filer keeping $74,375 a year in Illinois would keep $75,295 in West Virginia after federal, state and payroll tax. The difference is $920 a year, or $77 a month.

How do the Illinois and West Virginia income tax systems differ?+

Illinois uses a flat 4.95% rate; West Virginia uses progressive rates up to 4.82%.

Are local taxes included in this Illinois vs West Virginia comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Illinois to West Virginia to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.