1Illinois
Lowest22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,568
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,975
- Net income (annual)
- $58,025
Tax year 2026 · state vs state
Illinois vs Oregon Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,165 less state income tax a year in Illinois than in Oregon, which is about $180 a month. At $150,000 the gap is $5,269 in favor of Illinois.
Illinois: 4.95% flatOregon: up to 9.9%Updated October 10, 2026
Compare Illinois and Oregon for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Oregon
25.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $5,733
- Payroll tax (FICA)
- $5,738
- Total tax
- $19,140
- Net income (annual)
- $55,860
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💰 Monthly breakdown
Your take-home pay, spread across the year
Illinois
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Oregon
Monthly gross$6,250
Monthly tax$1,595
Monthly take-home$4,655
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Illinois vs Oregon: how the two systems differ
| Illinois | Oregon | |
|---|---|---|
| Wage income tax | Flat 4.95% | Progressive, 4 brackets |
| Top rate | 4.95% | 9.9% |
| Lowest rate | 4.95% | 4.75% |
| Deductions and credits (single) | $2,925 personal exemption | $2,910 standard deduction, $256 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | IL state tax | OR state tax | Difference | IL take-home | OR take-home |
|---|---|---|---|---|---|
| $30,000 | $1,340 | $1,795 | $455 less in Illinois | $24,945 | $24,490 |
| $40,000 | $1,835 | $2,670 | $835 less in Illinois | $32,485 | $31,650 |
| $50,000 | $2,330 | $3,545 | $1,215 less in Illinois | $40,025 | $38,810 |
| $60,000 | $2,825 | $4,420 | $1,595 less in Illinois | $47,565 | $45,970 |
| $75,000 | $3,568 | $5,733 | $2,165 less in Illinois | $58,025 | $55,860 |
| $100,000 | $4,805 | $7,920 | $3,115 less in Illinois | $74,375 | $71,260 |
| $150,000 | $7,280 | $12,549 | $5,269 less in Illinois | $106,511 | $101,242 |
| $250,000 | $12,230 | $22,449 | $10,219 less in Illinois | $170,952 | $160,733 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | IL state tax | OR state tax | Difference | IL take-home | OR take-home |
|---|---|---|---|---|---|
| $75,000 | $3,423 | $4,903 | $1,480 less in Illinois | $61,200 | $59,719 |
| $100,000 | $4,660 | $7,091 | $2,430 less in Illinois | $80,050 | $77,619 |
| $150,000 | $7,135 | $11,466 | $4,330 less in Illinois | $116,050 | $111,719 |
| $250,000 | $12,085 | $20,216 | $8,130 less in Illinois | $185,383 | $177,252 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Oregon is the lower-tax state up to roughly $20,000 of income, and Illinois becomes the lower-tax state above that.
Rates side by side
Illinois (single filers)
| 4.95% | Over $0 |
Oregon (single filers)
| 4.75% | Up to $4,550 |
| 6.75% | $4,551 to $11,400 |
| 8.75% | $11,401 to $125,000 |
| 9.9% | Over $125,000 |
- Oregon: Oregon also has statewide transit and paid leave payroll taxes that are not included here.
Full details for each state: Illinois income tax calculator and Oregon income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Illinois vs Oregon FAQ
Which has lower income tax, Illinois or Oregon?+
Illinois is lower at $75,000: $3,568 of state income tax versus $5,733 in Oregon. At $150,000 it is $7,280 in Illinois and $12,549 in Oregon. For a single filer, Oregon is the lower-tax state up to roughly $20,000 of income, and Illinois becomes the lower-tax state above that.
How much more do I keep on $100,000 in Illinois versus Oregon?+
A single filer keeping $74,375 a year in Illinois would keep $71,260 in Oregon after federal, state and payroll tax. The difference is $3,115 a year, or $260 a month.
How do the Illinois and Oregon income tax systems differ?+
Illinois uses a flat 4.95% rate; Oregon uses progressive rates up to 9.9%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Illinois vs Oregon comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Illinois to Oregon to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.