1Illinois
Lowest22.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,568
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,975
- Net income (annual)
- $58,025
Tax year 2026 · state vs state
Illinois vs Maine Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $313 less state income tax a year in Illinois than in Maine, which is about $26 a month. At $150,000 the gap is $1,949 in favor of Illinois.
Illinois: 4.95% flatMaine: up to 7.15%Updated October 10, 2026
Compare Illinois and Maine for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Maine
23.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,881
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,288
- Net income (annual)
- $57,712
Advanced analysis (optional)
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💰 Monthly breakdown
Your take-home pay, spread across the year
Illinois
Monthly gross$6,250
Monthly tax$1,415
Monthly take-home$4,835
Maine
Monthly gross$6,250
Monthly tax$1,441
Monthly take-home$4,809
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Illinois vs Maine: how the two systems differ
| Illinois | Maine | |
|---|---|---|
| Wage income tax | Flat 4.95% | Progressive, 3 brackets |
| Top rate | 4.95% | 7.15% |
| Lowest rate | 4.95% | 5.8% |
| Deductions and credits (single) | $2,925 personal exemption | $8,350 standard deduction, $5,300 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | IL state tax | ME state tax | Difference | IL take-home | ME take-home |
|---|---|---|---|---|---|
| $30,000 | $1,340 | $948 | $392 less in Maine | $24,945 | $25,337 |
| $40,000 | $1,835 | $1,528 | $307 less in Maine | $32,485 | $32,792 |
| $50,000 | $2,330 | $2,193 | $137 less in Maine | $40,025 | $40,162 |
| $60,000 | $2,825 | $2,868 | $43 less in Illinois | $47,565 | $47,522 |
| $75,000 | $3,568 | $3,881 | $313 less in Illinois | $58,025 | $57,712 |
| $100,000 | $4,805 | $5,654 | $849 less in Illinois | $74,375 | $73,526 |
| $150,000 | $7,280 | $9,229 | $1,949 less in Illinois | $106,511 | $104,562 |
| $250,000 | $12,230 | $16,379 | $4,149 less in Illinois | $170,952 | $166,803 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | IL state tax | ME state tax | Difference | IL take-home | ME take-home |
|---|---|---|---|---|---|
| $75,000 | $3,423 | $2,767 | $656 less in Maine | $61,200 | $61,856 |
| $100,000 | $4,660 | $4,386 | $274 less in Maine | $80,050 | $80,324 |
| $150,000 | $7,135 | $7,761 | $626 less in Illinois | $116,050 | $115,424 |
| $250,000 | $12,085 | $14,883 | $2,798 less in Illinois | $185,383 | $182,585 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Maine is the lower-tax state up to roughly $60,000 of income, and Illinois becomes the lower-tax state above that.
Rates side by side
Illinois (single filers)
| 4.95% | Over $0 |
Maine (single filers)
| 5.8% | Up to $27,399 |
| 6.75% | $27,400 to $64,849 |
| 7.15% | Over $64,849 |
Full details for each state: Illinois income tax calculator and Maine income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Illinois vs Maine FAQ
Which has lower income tax, Illinois or Maine?+
Illinois is lower at $75,000: $3,568 of state income tax versus $3,881 in Maine. At $150,000 it is $7,280 in Illinois and $9,229 in Maine. For a single filer, Maine is the lower-tax state up to roughly $60,000 of income, and Illinois becomes the lower-tax state above that.
How much more do I keep on $100,000 in Illinois versus Maine?+
A single filer keeping $74,375 a year in Illinois would keep $73,526 in Maine after federal, state and payroll tax. The difference is $849 a year, or $71 a month.
How do the Illinois and Maine income tax systems differ?+
Illinois uses a flat 4.95% rate; Maine uses progressive rates up to 7.15%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Illinois vs Maine comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Illinois to Maine to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.