1Utah
Lowest21.1%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,409
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,817
- Net income (annual)
- $59,184
Tax year 2026 · state vs state
Idaho vs Utah Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $458 less state income tax a year in Utah than in Idaho, which is about $38 a month. At $150,000 the gap is $1,058 in favor of Utah.
Idaho: 5.3% flatUtah: 4.5% flatUpdated October 10, 2026
Compare Idaho and Utah for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Idaho
21.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,867
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,274
- Net income (annual)
- $58,726
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Utah
Monthly gross$6,250
Monthly tax$1,318
Monthly take-home$4,932
Idaho
Monthly gross$6,250
Monthly tax$1,356
Monthly take-home$4,894
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Idaho vs Utah: how the two systems differ
| Idaho | Utah | |
|---|---|---|
| Wage income tax | Flat 5.3% | Flat 4.5% |
| Top rate | 5.3% | 4.5% |
| Lowest rate | 5.3% | 4.5% |
| Deductions and credits (single) | $16,100 standard deduction | $966 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | ID state tax | UT state tax | Difference | ID take-home | UT take-home |
|---|---|---|---|---|---|
| $30,000 | $482 | $384 | $98 less in Utah | $25,803 | $25,901 |
| $40,000 | $1,012 | $834 | $178 less in Utah | $33,308 | $33,486 |
| $50,000 | $1,542 | $1,284 | $258 less in Utah | $40,813 | $41,071 |
| $60,000 | $2,072 | $1,734 | $338 less in Utah | $48,318 | $48,656 |
| $75,000 | $2,867 | $2,409 | $458 less in Utah | $58,726 | $59,184 |
| $100,000 | $4,192 | $3,534 | $658 less in Utah | $74,988 | $75,646 |
| $150,000 | $6,842 | $5,784 | $1,058 less in Utah | $106,949 | $108,007 |
| $250,000 | $12,142 | $10,284 | $1,858 less in Utah | $171,040 | $172,898 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | ID state tax | UT state tax | Difference | ID take-home | UT take-home |
|---|---|---|---|---|---|
| $75,000 | $1,758 | $1,443 | $315 less in Utah | $62,864 | $63,180 |
| $100,000 | $3,083 | $2,568 | $515 less in Utah | $81,627 | $82,142 |
| $150,000 | $5,733 | $4,818 | $915 less in Utah | $117,452 | $118,367 |
| $250,000 | $11,033 | $9,318 | $1,715 less in Utah | $186,435 | $188,150 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Idaho and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, Utah is the lower-tax state.
Rates side by side
Idaho (single filers)
| 5.3% | Over $4,811 |
Utah (single filers)
| 4.5% | Over $0 |
- Utah: Utah’s credit phases out as income rises, which is not modeled here.
Full details for each state: Idaho income tax calculator and Utah income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Idaho vs Utah FAQ
Which has lower income tax, Idaho or Utah?+
Utah is lower at $75,000: $2,409 of state income tax versus $2,867 in Idaho. At $150,000 it is $6,842 in Idaho and $5,784 in Utah. For a single filer, Idaho and Utah charge the same state income tax (nothing) up to roughly $22,500 of income. Above that, Utah is the lower-tax state.
How much more do I keep on $100,000 in Idaho versus Utah?+
A single filer keeping $74,988 a year in Idaho would keep $75,646 in Utah after federal, state and payroll tax. The difference is $658 a year, or $55 a month.
How do the Idaho and Utah income tax systems differ?+
Idaho uses a flat 5.3% rate; Utah uses a flat 4.5% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Idaho vs Utah comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Idaho to Utah to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.