Idaho vs Indiana Income Tax (2026)

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💰 Monthly breakdown

Your take-home pay, spread across the year

Indiana

Monthly gross$6,250

Monthly tax$1,299

Monthly take-home$4,951

Idaho

Monthly gross$6,250

Monthly tax$1,356

Monthly take-home$4,894

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Idaho vs Indiana: how the two systems differ

	Idaho	Indiana
Wage income tax	Flat 5.3%	Flat 2.95%
Top rate	5.3%	2.95%
Lowest rate	5.3%	2.95%
Deductions and credits (single)	$16,100 standard deduction	$1,000 personal exemption

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

Income	ID state tax	IN state tax	Difference	ID take-home	IN take-home
$30,000	$482	$856	$374 less in Idaho	$25,803	$25,430
$40,000	$1,012	$1,151	$139 less in Idaho	$33,308	$33,170
$50,000	$1,542	$1,446	$96 less in Indiana	$40,813	$40,910
$60,000	$2,072	$1,741	$331 less in Indiana	$48,318	$48,650
$75,000	$2,867	$2,183	$684 less in Indiana	$58,726	$59,410
$100,000	$4,192	$2,921	$1,271 less in Indiana	$74,988	$76,260
$150,000	$6,842	$4,396	$2,446 less in Indiana	$106,949	$109,396
$250,000	$12,142	$7,346	$4,796 less in Indiana	$171,040	$175,837

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

Income	ID state tax	IN state tax	Difference	ID take-home	IN take-home
$75,000	$1,758	$2,154	$395 less in Idaho	$62,864	$62,469
$100,000	$3,083	$2,891	$192 less in Indiana	$81,627	$81,819
$150,000	$5,733	$4,366	$1,367 less in Indiana	$117,452	$118,819
$250,000	$11,033	$7,316	$3,717 less in Indiana	$186,435	$190,152

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Idaho is the lower-tax state up to roughly $47,500 of income, and Indiana becomes the lower-tax state above that.

Rates side by side

Idaho (single filers)

5.3%	Over $4,811

Indiana (single filers)

2.95%

Over $0

Indiana: Indiana counties also levy a local income tax, typically between 0.5% and 3%, which is not included here.

Full details for each state: Idaho income tax calculator and Indiana income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Idaho vs Indiana FAQ

Which has lower income tax, Idaho or Indiana?+

Indiana is lower at $75,000: $2,183 of state income tax versus $2,867 in Idaho. At $150,000 it is $6,842 in Idaho and $4,396 in Indiana. For a single filer, Idaho is the lower-tax state up to roughly $47,500 of income, and Indiana becomes the lower-tax state above that.

How much more do I keep on $100,000 in Idaho versus Indiana?+

A single filer keeping $74,988 a year in Idaho would keep $76,260 in Indiana after federal, state and payroll tax. The difference is $1,271 a year, or $106 a month.

How do the Idaho and Indiana income tax systems differ?+

Idaho uses a flat 5.3% rate; Indiana uses a flat 2.95% rate. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Idaho vs Indiana comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Idaho to Indiana to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Idaho vs Indiana Income Tax Comparison (2026)

Compare Idaho and Indiana for your income

State comparison

1Indiana

2Idaho