Skip to content
Tax Calculator US

Tax year 2026 · state vs state

Hawaii vs South Carolina Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $827 less state income tax a year in South Carolina than in Hawaii, which is about $69 a month. At $150,000 the gap is $2,085 in favor of South Carolina.

Hawaii: up to 11%South Carolina: up to 6%Updated October 10, 2026

Compare Hawaii and South Carolina for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1South Carolina

Lowest

22.3%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,343
Payroll tax (FICA)
$5,738
Total tax
$16,750
Net income (annual)
$58,250

2Hawaii

23.4%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$4,170
Payroll tax (FICA)
$5,738
Total tax
$17,577
Net income (annual)
$57,423

Advanced analysis (optional)

Choose which extra insights you would like to see.

💰 Monthly breakdown

Your take-home pay, spread across the year

South Carolina

Monthly gross$6,250
Monthly tax$1,396
Monthly take-home$4,854

Hawaii

Monthly gross$6,250
Monthly tax$1,465
Monthly take-home$4,785

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Hawaii vs South Carolina: how the two systems differ

HawaiiSouth Carolina
Wage income taxProgressive, 12 bracketsProgressive, 2 brackets
Top rate11%6%
Lowest rate1.4%3%
Deductions and credits (single)$4,400 standard deduction, $1,144 personal exemption$8,350 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeHI state taxSC state taxDifferenceHI take-homeSC take-home
$30,000$890$643$247 less in South Carolina$25,395$25,642
$40,000$1,570$1,243$327 less in South Carolina$32,750$33,077
$50,000$2,284$1,843$441 less in South Carolina$40,071$40,512
$60,000$3,030$2,443$587 less in South Carolina$47,360$47,947
$75,000$4,170$3,343$827 less in South Carolina$57,423$58,250
$100,000$6,070$4,843$1,227 less in South Carolina$73,110$74,337
$150,000$9,928$7,843$2,085 less in South Carolina$103,863$105,948
$250,000$18,217$13,843$4,374 less in South Carolina$164,965$169,339

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeHI state taxSC state taxDifferenceHI take-homeSC take-home
$75,000$2,800$2,842$41 less in Hawaii$61,822$61,781
$100,000$4,568$4,342$226 less in South Carolina$80,142$80,368
$150,000$8,340$7,342$998 less in South Carolina$114,845$115,843
$250,000$15,940$13,342$2,598 less in South Carolina$181,528$184,126

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, South Carolina charges the same or less state income tax than Hawaii for a single filer, so there is no income level where the ranking flips.

Rates side by side

Hawaii (single filers)

1.4%Up to $9,600
3.2%$9,601 to $14,400
5.5%$14,401 to $19,200
6.4%$19,201 to $24,000
6.8%$24,001 to $36,000
7.2%$36,001 to $48,000
7.6%$48,001 to $125,000
7.9%$125,001 to $175,000
8.25%$175,001 to $225,000
9%$225,001 to $275,000
10%$275,001 to $325,000
11%Over $325,000

South Carolina (single filers)

3%$3,641 to $18,230
6%Over $18,230

Full details for each state: Hawaii income tax calculator and South Carolina income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Hawaii vs South Carolina FAQ

Which has lower income tax, Hawaii or South Carolina?+

South Carolina is lower at $75,000: $3,343 of state income tax versus $4,170 in Hawaii. At $150,000 it is $9,928 in Hawaii and $7,843 in South Carolina. Across every income from $10,000 to $1,000,000 that we tested, South Carolina charges the same or less state income tax than Hawaii for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Hawaii versus South Carolina?+

A single filer keeping $73,110 a year in Hawaii would keep $74,337 in South Carolina after federal, state and payroll tax. The difference is $1,227 a year, or $102 a month.

How do the Hawaii and South Carolina income tax systems differ?+

Hawaii uses progressive rates up to 11%; South Carolina uses progressive rates up to 6%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Hawaii vs South Carolina comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Hawaii to South Carolina to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

More state comparisons

Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.