1Pennsylvania
Lowest20.9%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,303
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,710
- Net income (annual)
- $59,290
Tax year 2026 · state vs state
Hawaii vs Pennsylvania Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,867 less state income tax a year in Pennsylvania than in Hawaii, which is about $156 a month. At $150,000 the gap is $5,323 in favor of Pennsylvania.
Hawaii: up to 11%Pennsylvania: 3.07% flatUpdated October 10, 2026
Compare Hawaii and Pennsylvania for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Hawaii
23.4%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $4,170
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,577
- Net income (annual)
- $57,423
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Pennsylvania
Monthly gross$6,250
Monthly tax$1,309
Monthly take-home$4,941
Hawaii
Monthly gross$6,250
Monthly tax$1,465
Monthly take-home$4,785
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Hawaii vs Pennsylvania: how the two systems differ
| Hawaii | Pennsylvania | |
|---|---|---|
| Wage income tax | Progressive, 12 brackets | Flat 3.07% |
| Top rate | 11% | 3.07% |
| Lowest rate | 1.4% | 3.07% |
| Deductions and credits (single) | $4,400 standard deduction, $1,144 personal exemption | None in this model |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | HI state tax | PA state tax | Difference | HI take-home | PA take-home |
|---|---|---|---|---|---|
| $30,000 | $890 | $921 | $31 less in Hawaii | $25,395 | $25,364 |
| $40,000 | $1,570 | $1,228 | $342 less in Pennsylvania | $32,750 | $33,092 |
| $50,000 | $2,284 | $1,535 | $749 less in Pennsylvania | $40,071 | $40,820 |
| $60,000 | $3,030 | $1,842 | $1,188 less in Pennsylvania | $47,360 | $48,548 |
| $75,000 | $4,170 | $2,303 | $1,867 less in Pennsylvania | $57,423 | $59,290 |
| $100,000 | $6,070 | $3,070 | $3,000 less in Pennsylvania | $73,110 | $76,110 |
| $150,000 | $9,928 | $4,605 | $5,323 less in Pennsylvania | $103,863 | $109,186 |
| $250,000 | $18,217 | $7,675 | $10,542 less in Pennsylvania | $164,965 | $175,507 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | HI state tax | PA state tax | Difference | HI take-home | PA take-home |
|---|---|---|---|---|---|
| $75,000 | $2,800 | $2,303 | $498 less in Pennsylvania | $61,822 | $62,320 |
| $100,000 | $4,568 | $3,070 | $1,498 less in Pennsylvania | $80,142 | $81,640 |
| $150,000 | $8,340 | $4,605 | $3,735 less in Pennsylvania | $114,845 | $118,580 |
| $250,000 | $15,940 | $7,675 | $8,265 less in Pennsylvania | $181,528 | $189,793 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Hawaii is the lower-tax state up to roughly $32,500 of income, and Pennsylvania becomes the lower-tax state above that.
Rates side by side
Hawaii (single filers)
| 1.4% | Up to $9,600 |
| 3.2% | $9,601 to $14,400 |
| 5.5% | $14,401 to $19,200 |
| 6.4% | $19,201 to $24,000 |
| 6.8% | $24,001 to $36,000 |
| 7.2% | $36,001 to $48,000 |
| 7.6% | $48,001 to $125,000 |
| 7.9% | $125,001 to $175,000 |
| 8.25% | $175,001 to $225,000 |
| 9% | $225,001 to $275,000 |
| 10% | $275,001 to $325,000 |
| 11% | Over $325,000 |
Pennsylvania (single filers)
| 3.07% | Over $0 |
- Pennsylvania: Pennsylvania localities also levy an earned income tax, usually around 1%, which is not included here.
Full details for each state: Hawaii income tax calculator and Pennsylvania income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Hawaii vs Pennsylvania FAQ
Which has lower income tax, Hawaii or Pennsylvania?+
Pennsylvania is lower at $75,000: $2,303 of state income tax versus $4,170 in Hawaii. At $150,000 it is $9,928 in Hawaii and $4,605 in Pennsylvania. For a single filer, Hawaii is the lower-tax state up to roughly $32,500 of income, and Pennsylvania becomes the lower-tax state above that.
How much more do I keep on $100,000 in Hawaii versus Pennsylvania?+
A single filer keeping $73,110 a year in Hawaii would keep $76,110 in Pennsylvania after federal, state and payroll tax. The difference is $3,000 a year, or $250 a month.
How do the Hawaii and Pennsylvania income tax systems differ?+
Hawaii uses progressive rates up to 11%; Pennsylvania uses a flat 3.07% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Hawaii vs Pennsylvania comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Hawaii to Pennsylvania to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Hawaii vs Texas
- California vs Hawaii
- Florida vs Hawaii
- Hawaii vs New York
- Pennsylvania vs Texas
- California vs Pennsylvania
- Florida vs Pennsylvania
- New York vs Pennsylvania
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.