1Hawaii
Lowest23.4%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $4,170
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,577
- Net income (annual)
- $57,423
Tax year 2026 · state vs state
Hawaii vs Oregon Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,563 less state income tax a year in Hawaii than in Oregon, which is about $130 a month. At $150,000 the gap is $2,621 in favor of Hawaii.
Hawaii: up to 11%Oregon: up to 9.9%Updated October 10, 2026
Compare Hawaii and Oregon for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Oregon
25.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $5,733
- Payroll tax (FICA)
- $5,738
- Total tax
- $19,140
- Net income (annual)
- $55,860
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Hawaii
Monthly gross$6,250
Monthly tax$1,465
Monthly take-home$4,785
Oregon
Monthly gross$6,250
Monthly tax$1,595
Monthly take-home$4,655
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Hawaii vs Oregon: how the two systems differ
| Hawaii | Oregon | |
|---|---|---|
| Wage income tax | Progressive, 12 brackets | Progressive, 4 brackets |
| Top rate | 11% | 9.9% |
| Lowest rate | 1.4% | 4.75% |
| Deductions and credits (single) | $4,400 standard deduction, $1,144 personal exemption | $2,910 standard deduction, $256 personal credit |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | HI state tax | OR state tax | Difference | HI take-home | OR take-home |
|---|---|---|---|---|---|
| $30,000 | $890 | $1,795 | $905 less in Hawaii | $25,395 | $24,490 |
| $40,000 | $1,570 | $2,670 | $1,100 less in Hawaii | $32,750 | $31,650 |
| $50,000 | $2,284 | $3,545 | $1,261 less in Hawaii | $40,071 | $38,810 |
| $60,000 | $3,030 | $4,420 | $1,391 less in Hawaii | $47,360 | $45,970 |
| $75,000 | $4,170 | $5,733 | $1,563 less in Hawaii | $57,423 | $55,860 |
| $100,000 | $6,070 | $7,920 | $1,851 less in Hawaii | $73,110 | $71,260 |
| $150,000 | $9,928 | $12,549 | $2,621 less in Hawaii | $103,863 | $101,242 |
| $250,000 | $18,217 | $22,449 | $4,232 less in Hawaii | $164,965 | $160,733 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | HI state tax | OR state tax | Difference | HI take-home | OR take-home |
|---|---|---|---|---|---|
| $75,000 | $2,800 | $4,903 | $2,103 less in Hawaii | $61,822 | $59,719 |
| $100,000 | $4,568 | $7,091 | $2,523 less in Hawaii | $80,142 | $77,619 |
| $150,000 | $8,340 | $11,466 | $3,126 less in Hawaii | $114,845 | $111,719 |
| $250,000 | $15,940 | $20,216 | $4,276 less in Hawaii | $181,528 | $177,252 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Hawaii is the lower-tax state up to roughly $737,500 of income, and Oregon becomes the lower-tax state above that.
Rates side by side
Hawaii (single filers)
| 1.4% | Up to $9,600 |
| 3.2% | $9,601 to $14,400 |
| 5.5% | $14,401 to $19,200 |
| 6.4% | $19,201 to $24,000 |
| 6.8% | $24,001 to $36,000 |
| 7.2% | $36,001 to $48,000 |
| 7.6% | $48,001 to $125,000 |
| 7.9% | $125,001 to $175,000 |
| 8.25% | $175,001 to $225,000 |
| 9% | $225,001 to $275,000 |
| 10% | $275,001 to $325,000 |
| 11% | Over $325,000 |
Oregon (single filers)
| 4.75% | Up to $4,550 |
| 6.75% | $4,551 to $11,400 |
| 8.75% | $11,401 to $125,000 |
| 9.9% | Over $125,000 |
- Oregon: Oregon also has statewide transit and paid leave payroll taxes that are not included here.
Full details for each state: Hawaii income tax calculator and Oregon income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Hawaii vs Oregon FAQ
Which has lower income tax, Hawaii or Oregon?+
Hawaii is lower at $75,000: $4,170 of state income tax versus $5,733 in Oregon. At $150,000 it is $9,928 in Hawaii and $12,549 in Oregon. For a single filer, Hawaii is the lower-tax state up to roughly $737,500 of income, and Oregon becomes the lower-tax state above that.
How much more do I keep on $100,000 in Hawaii versus Oregon?+
A single filer keeping $73,110 a year in Hawaii would keep $71,260 in Oregon after federal, state and payroll tax. The difference is $1,851 a year, or $154 a month.
How do the Hawaii and Oregon income tax systems differ?+
Hawaii uses progressive rates up to 11%; Oregon uses progressive rates up to 9.9%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Hawaii vs Oregon comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Hawaii to Oregon to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Hawaii vs Texas
- California vs Hawaii
- Florida vs Hawaii
- Hawaii vs New York
- Oregon vs Texas
- California vs Oregon
- Florida vs Oregon
- New York vs Oregon
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.