1Ohio
Lowest19.6%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $1,280
- Payroll tax (FICA)
- $5,738
- Total tax
- $14,688
- Net income (annual)
- $60,312
Tax year 2026 · state vs state
Hawaii vs Ohio Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $2,890 less state income tax a year in Ohio than in Hawaii, which is about $241 a month. At $150,000 the gap is $6,586 in favor of Ohio.
Hawaii: up to 11%Ohio: 2.75% flatUpdated October 10, 2026
Compare Hawaii and Ohio for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Hawaii
23.4%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $4,170
- Payroll tax (FICA)
- $5,738
- Total tax
- $17,577
- Net income (annual)
- $57,423
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💰 Monthly breakdown
Your take-home pay, spread across the year
Ohio
Monthly gross$6,250
Monthly tax$1,224
Monthly take-home$5,026
Hawaii
Monthly gross$6,250
Monthly tax$1,465
Monthly take-home$4,785
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Hawaii vs Ohio: how the two systems differ
| Hawaii | Ohio | |
|---|---|---|
| Wage income tax | Progressive, 12 brackets | Flat 2.75% |
| Top rate | 11% | 2.75% |
| Lowest rate | 1.4% | 2.75% |
| Deductions and credits (single) | $4,400 standard deduction, $1,144 personal exemption | $2,400 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | HI state tax | OH state tax | Difference | HI take-home | OH take-home |
|---|---|---|---|---|---|
| $30,000 | $890 | $43 | $848 less in Ohio | $25,395 | $26,242 |
| $40,000 | $1,570 | $318 | $1,253 less in Ohio | $32,750 | $34,002 |
| $50,000 | $2,284 | $593 | $1,691 less in Ohio | $40,071 | $41,762 |
| $60,000 | $3,030 | $868 | $2,162 less in Ohio | $47,360 | $49,522 |
| $75,000 | $4,170 | $1,280 | $2,890 less in Ohio | $57,423 | $60,312 |
| $100,000 | $6,070 | $1,968 | $4,102 less in Ohio | $73,110 | $77,212 |
| $150,000 | $9,928 | $3,343 | $6,586 less in Ohio | $103,863 | $110,448 |
| $250,000 | $18,217 | $6,093 | $12,125 less in Ohio | $164,965 | $177,089 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | HI state tax | OH state tax | Difference | HI take-home | OH take-home |
|---|---|---|---|---|---|
| $75,000 | $2,800 | $1,214 | $1,586 less in Ohio | $61,822 | $63,408 |
| $100,000 | $4,568 | $1,902 | $2,666 less in Ohio | $80,142 | $82,808 |
| $150,000 | $8,340 | $3,277 | $5,063 less in Ohio | $114,845 | $119,908 |
| $250,000 | $15,940 | $6,027 | $9,913 less in Ohio | $181,528 | $191,441 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
Across every income from $10,000 to $1,000,000 that we tested, Ohio charges the same or less state income tax than Hawaii for a single filer, so there is no income level where the ranking flips.
Rates side by side
Hawaii (single filers)
| 1.4% | Up to $9,600 |
| 3.2% | $9,601 to $14,400 |
| 5.5% | $14,401 to $19,200 |
| 6.4% | $19,201 to $24,000 |
| 6.8% | $24,001 to $36,000 |
| 7.2% | $36,001 to $48,000 |
| 7.6% | $48,001 to $125,000 |
| 7.9% | $125,001 to $175,000 |
| 8.25% | $175,001 to $225,000 |
| 9% | $225,001 to $275,000 |
| 10% | $275,001 to $325,000 |
| 11% | Over $325,000 |
Ohio (single filers)
| 2.75% | Over $26,050 |
- Ohio: Most Ohio cities also levy a municipal income tax, commonly 1% to 3%, which is not included here.
Full details for each state: Hawaii income tax calculator and Ohio income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Hawaii vs Ohio FAQ
Which has lower income tax, Hawaii or Ohio?+
Ohio is lower at $75,000: $1,280 of state income tax versus $4,170 in Hawaii. At $150,000 it is $9,928 in Hawaii and $3,343 in Ohio. Across every income from $10,000 to $1,000,000 that we tested, Ohio charges the same or less state income tax than Hawaii for a single filer, so there is no income level where the ranking flips.
How much more do I keep on $100,000 in Hawaii versus Ohio?+
A single filer keeping $73,110 a year in Hawaii would keep $77,212 in Ohio after federal, state and payroll tax. The difference is $4,102 a year, or $342 a month.
How do the Hawaii and Ohio income tax systems differ?+
Hawaii uses progressive rates up to 11%; Ohio uses a flat 2.75% rate. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Hawaii vs Ohio comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Hawaii to Ohio to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.