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Tax year 2026 · state vs state

Georgia vs South Dakota Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $3,270 less state income tax a year in South Dakota than in Georgia, which is about $272 a month. At $150,000 the gap is $7,162 in favor of South Dakota.

Georgia: 5.19% flatSouth Dakota: no state taxUpdated October 10, 2026

Compare Georgia and South Dakota for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1South Dakota

Lowest

17.9%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$0
Payroll tax (FICA)
$5,738
Total tax
$13,408
Net income (annual)
$61,593

2Georgia

22.2%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,270
Payroll tax (FICA)
$5,738
Total tax
$16,677
Net income (annual)
$58,323

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💰 Monthly breakdown

Your take-home pay, spread across the year

South Dakota

Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133

Georgia

Monthly gross$6,250
Monthly tax$1,390
Monthly take-home$4,860

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Georgia vs South Dakota: how the two systems differ

GeorgiaSouth Dakota
Wage income taxFlat 5.19%No tax on wages
Top rate5.19%0%
Lowest rate5.19%0%
Deductions and credits (single)$12,000 standard deductionNot applicable

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeGA state taxSD state taxDifferenceGA take-homeSD take-home
$30,000$934$0$934 less in South Dakota$25,351$26,285
$40,000$1,453$0$1,453 less in South Dakota$32,867$34,320
$50,000$1,972$0$1,972 less in South Dakota$40,383$42,355
$60,000$2,491$0$2,491 less in South Dakota$47,899$50,390
$75,000$3,270$0$3,270 less in South Dakota$58,323$61,593
$100,000$4,567$0$4,567 less in South Dakota$74,613$79,180
$150,000$7,162$0$7,162 less in South Dakota$106,629$113,791
$250,000$12,352$0$12,352 less in South Dakota$170,830$183,182

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeGA state taxSD state taxDifferenceGA take-homeSD take-home
$75,000$2,647$0$2,647 less in South Dakota$61,976$64,623
$100,000$3,944$0$3,944 less in South Dakota$80,766$84,710
$150,000$6,539$0$6,539 less in South Dakota$116,646$123,185
$250,000$11,729$0$11,729 less in South Dakota$185,739$197,468

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Georgia and South Dakota charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, South Dakota is the lower-tax state.

Rates side by side

Georgia (single filers)

5.19%Over $0

South Dakota (single filers)

South Dakota has no state personal income tax. State revenue comes mainly from sales tax.

Full details for each state: Georgia income tax calculator and South Dakota income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Georgia vs South Dakota FAQ

Which has lower income tax, Georgia or South Dakota?+

South Dakota is lower at $75,000: $0 of state income tax versus $3,270 in Georgia. At $150,000 it is $7,162 in Georgia and $0 in South Dakota. For a single filer, Georgia and South Dakota charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, South Dakota is the lower-tax state.

How much more do I keep on $100,000 in Georgia versus South Dakota?+

A single filer keeping $74,613 a year in Georgia would keep $79,180 in South Dakota after federal, state and payroll tax. The difference is $4,567 a year, or $381 a month.

How do the Georgia and South Dakota income tax systems differ?+

Georgia uses a flat 5.19% rate; South Dakota has no tax on wages. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Georgia vs South Dakota comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Georgia to South Dakota to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.