1Rhode Island
Lowest20.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,196
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,603
- Net income (annual)
- $59,397
Tax year 2026 · state vs state
Georgia vs Rhode Island Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $1,074 less state income tax a year in Rhode Island than in Georgia, which is about $90 a month. At $150,000 the gap is $1,639 in favor of Rhode Island.
Georgia: 5.19% flatRhode Island: up to 5.99%Updated October 10, 2026
Compare Georgia and Rhode Island for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Georgia
22.2%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $3,270
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,677
- Net income (annual)
- $58,323
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💰 Monthly breakdown
Your take-home pay, spread across the year
Rhode Island
Monthly gross$6,250
Monthly tax$1,300
Monthly take-home$4,950
Georgia
Monthly gross$6,250
Monthly tax$1,390
Monthly take-home$4,860
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Georgia vs Rhode Island: how the two systems differ
| Georgia | Rhode Island | |
|---|---|---|
| Wage income tax | Flat 5.19% | Progressive, 3 brackets |
| Top rate | 5.19% | 5.99% |
| Lowest rate | 5.19% | 3.75% |
| Deductions and credits (single) | $12,000 standard deduction | $11,200 standard deduction, $5,250 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | GA state tax | RI state tax | Difference | GA take-home | RI take-home |
|---|---|---|---|---|---|
| $30,000 | $934 | $508 | $426 less in Rhode Island | $25,351 | $25,777 |
| $40,000 | $1,453 | $883 | $570 less in Rhode Island | $32,867 | $33,437 |
| $50,000 | $1,972 | $1,258 | $714 less in Rhode Island | $40,383 | $41,097 |
| $60,000 | $2,491 | $1,633 | $858 less in Rhode Island | $47,899 | $48,757 |
| $75,000 | $3,270 | $2,196 | $1,074 less in Rhode Island | $58,323 | $59,397 |
| $100,000 | $4,567 | $3,148 | $1,419 less in Rhode Island | $74,613 | $76,032 |
| $150,000 | $7,162 | $5,523 | $1,639 less in Rhode Island | $106,629 | $108,268 |
| $250,000 | $12,352 | $10,857 | $1,495 less in Rhode Island | $170,830 | $172,325 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | GA state tax | RI state tax | Difference | GA take-home | RI take-home |
|---|---|---|---|---|---|
| $75,000 | $2,647 | $1,579 | $1,068 less in Rhode Island | $61,976 | $63,044 |
| $100,000 | $3,944 | $2,516 | $1,428 less in Rhode Island | $80,766 | $82,194 |
| $150,000 | $6,539 | $4,742 | $1,798 less in Rhode Island | $116,646 | $118,443 |
| $250,000 | $11,729 | $9,872 | $1,858 less in Rhode Island | $185,739 | $187,596 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Georgia and Rhode Island charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Rhode Island is the lower-tax state. The order flips again near $437,500, so the better state depends on where your income falls.
Rates side by side
Georgia (single filers)
| 5.19% | Over $0 |
Rhode Island (single filers)
| 3.75% | Up to $82,050 |
| 4.75% | $82,051 to $186,450 |
| 5.99% | Over $186,450 |
- Rhode Island: Rhode Island also charges a temporary disability insurance payroll tax that is not included here.
Full details for each state: Georgia income tax calculator and Rhode Island income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Georgia vs Rhode Island FAQ
Which has lower income tax, Georgia or Rhode Island?+
Rhode Island is lower at $75,000: $2,196 of state income tax versus $3,270 in Georgia. At $150,000 it is $7,162 in Georgia and $5,523 in Rhode Island. For a single filer, Georgia and Rhode Island charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Rhode Island is the lower-tax state. The order flips again near $437,500, so the better state depends on where your income falls.
How much more do I keep on $100,000 in Georgia versus Rhode Island?+
A single filer keeping $74,613 a year in Georgia would keep $76,032 in Rhode Island after federal, state and payroll tax. The difference is $1,419 a year, or $118 a month.
How do the Georgia and Rhode Island income tax systems differ?+
Georgia uses a flat 5.19% rate; Rhode Island uses progressive rates up to 5.99%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Georgia vs Rhode Island comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Georgia to Rhode Island to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.