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Tax year 2026 · state vs state

Delaware vs New Hampshire Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $3,609 less state income tax a year in New Hampshire than in Delaware, which is about $301 a month. At $150,000 the gap is $8,559 in favor of New Hampshire.

Delaware: up to 6.6%New Hampshire: no state taxUpdated October 10, 2026

Compare Delaware and New Hampshire for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1New Hampshire

Lowest

17.9%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$0
Payroll tax (FICA)
$5,738
Total tax
$13,408
Net income (annual)
$61,593

2Delaware

22.7%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,609
Payroll tax (FICA)
$5,738
Total tax
$17,017
Net income (annual)
$57,984

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💰 Monthly breakdown

Your take-home pay, spread across the year

New Hampshire

Monthly gross$6,250
Monthly tax$1,117
Monthly take-home$5,133

Delaware

Monthly gross$6,250
Monthly tax$1,418
Monthly take-home$4,832

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Delaware vs New Hampshire: how the two systems differ

DelawareNew Hampshire
Wage income taxProgressive, 6 bracketsNo tax on wages
Top rate6.6%0%
Lowest rate2.2%0%
Deductions and credits (single)$3,250 standard deduction, $110 personal creditNot applicable

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeDE state taxNH state taxDifferenceDE take-homeNH take-home
$30,000$988$0$988 less in New Hampshire$25,297$26,285
$40,000$1,543$0$1,543 less in New Hampshire$32,777$34,320
$50,000$2,098$0$2,098 less in New Hampshire$40,257$42,355
$60,000$2,653$0$2,653 less in New Hampshire$47,737$50,390
$75,000$3,609$0$3,609 less in New Hampshire$57,984$61,593
$100,000$5,259$0$5,259 less in New Hampshire$73,921$79,180
$150,000$8,559$0$8,559 less in New Hampshire$105,232$113,791
$250,000$15,159$0$15,159 less in New Hampshire$168,023$183,182

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeDE state taxNH state taxDifferenceDE take-homeNH take-home
$75,000$3,285$0$3,285 less in New Hampshire$61,338$64,623
$100,000$4,935$0$4,935 less in New Hampshire$79,776$84,710
$150,000$8,235$0$8,235 less in New Hampshire$114,951$123,185
$250,000$14,835$0$14,835 less in New Hampshire$182,634$197,468

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, New Hampshire charges the same or less state income tax than Delaware for a single filer, so there is no income level where the ranking flips.

Rates side by side

Delaware (single filers)

2.2%$2,001 to $5,000
3.9%$5,001 to $10,000
4.8%$10,001 to $20,000
5.2%$20,001 to $25,000
5.55%$25,001 to $60,000
6.6%Over $60,000

New Hampshire (single filers)

New Hampshire does not tax wages. Its tax on interest and dividends was fully repealed starting in 2025.

Full details for each state: Delaware income tax calculator and New Hampshire income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Delaware vs New Hampshire FAQ

Which has lower income tax, Delaware or New Hampshire?+

New Hampshire is lower at $75,000: $0 of state income tax versus $3,609 in Delaware. At $150,000 it is $8,559 in Delaware and $0 in New Hampshire. Across every income from $10,000 to $1,000,000 that we tested, New Hampshire charges the same or less state income tax than Delaware for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Delaware versus New Hampshire?+

A single filer keeping $73,921 a year in Delaware would keep $79,180 in New Hampshire after federal, state and payroll tax. The difference is $5,259 a year, or $438 a month.

How do the Delaware and New Hampshire income tax systems differ?+

Delaware uses progressive rates up to 6.6%; New Hampshire has no tax on wages. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Delaware vs New Hampshire comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Delaware to New Hampshire to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

More state comparisons

Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.