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Tax year 2026 · state vs state

Connecticut vs New York Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $903 less state income tax a year in Connecticut than in New York, which is about $75 a month. At $150,000 the gap is $960 in favor of Connecticut.

Connecticut: up to 6.99%New York: up to 10.9%Updated October 10, 2026

Compare Connecticut and New York for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Connecticut

Lowest

21.3%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,550
Payroll tax (FICA)
$5,738
Total tax
$15,958
Net income (annual)
$59,043

2New York

22.5%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,453
Payroll tax (FICA)
$5,738
Total tax
$16,861
Net income (annual)
$58,140

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💰 Monthly breakdown

Your take-home pay, spread across the year

Connecticut

Monthly gross$6,250
Monthly tax$1,330
Monthly take-home$4,920

New York

Monthly gross$6,250
Monthly tax$1,405
Monthly take-home$4,845

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Connecticut vs New York: how the two systems differ

ConnecticutNew York
Wage income taxProgressive, 7 bracketsProgressive, 9 brackets
Top rate6.99%10.9%
Lowest rate2%3.9%
Deductions and credits (single)$15,000 personal exemption$8,000 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeCT state taxNY state taxDifferenceCT take-homeNY take-home
$30,000$425$1,023$598 less in Connecticut$25,860$25,262
$40,000$875$1,563$688 less in Connecticut$33,445$32,757
$50,000$1,325$2,103$778 less in Connecticut$41,030$40,252
$60,000$1,775$2,643$868 less in Connecticut$48,615$47,747
$75,000$2,550$3,453$903 less in Connecticut$59,043$58,140
$100,000$3,925$4,860$935 less in Connecticut$75,255$74,320
$150,000$6,850$7,810$960 less in Connecticut$106,941$105,981
$250,000$13,025$13,962$937 less in Connecticut$170,157$169,220

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeCT state taxNY state taxDifferenceCT take-homeNY take-home
$75,000$1,795$2,851$1,056 less in Connecticut$62,828$61,772
$100,000$2,920$4,201$1,281 less in Connecticut$81,790$80,509
$150,000$5,430$6,901$1,471 less in Connecticut$117,755$116,284
$250,000$11,060$12,663$1,603 less in Connecticut$186,408$184,805

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

Across every income from $10,000 to $1,000,000 that we tested, Connecticut charges the same or less state income tax than New York for a single filer, so there is no income level where the ranking flips.

Rates side by side

Connecticut (single filers)

2%Up to $10,000
4.5%$10,001 to $50,000
5.5%$50,001 to $100,000
6%$100,001 to $200,000
6.5%$200,001 to $250,000
6.9%$250,001 to $500,000
6.99%Over $500,000

New York (single filers)

3.9%Up to $8,500
4.4%$8,501 to $11,700
5.15%$11,701 to $13,900
5.4%$13,901 to $80,650
5.9%$80,651 to $215,400
6.85%$215,401 to $1,077,550
9.65%$1,077,551 to $5,000,000
10.3%$5,000,001 to $25,000,000
10.9%Over $25,000,000

Full details for each state: Connecticut income tax calculator and New York income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Connecticut vs New York FAQ

Which has lower income tax, Connecticut or New York?+

Connecticut is lower at $75,000: $2,550 of state income tax versus $3,453 in New York. At $150,000 it is $6,850 in Connecticut and $7,810 in New York. Across every income from $10,000 to $1,000,000 that we tested, Connecticut charges the same or less state income tax than New York for a single filer, so there is no income level where the ranking flips.

How much more do I keep on $100,000 in Connecticut versus New York?+

A single filer keeping $75,255 a year in Connecticut would keep $74,320 in New York after federal, state and payroll tax. The difference is $935 a year, or $78 a month.

How do the Connecticut and New York income tax systems differ?+

Connecticut uses progressive rates up to 6.99%; New York uses progressive rates up to 10.9%. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Connecticut vs New York comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Connecticut to New York to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.