1Rhode Island
Lowest20.8%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,196
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,603
- Net income (annual)
- $59,397
Tax year 2026 · state vs state
Colorado vs Rhode Island Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $396 less state income tax a year in Rhode Island than in Colorado, which is about $33 a month. At $150,000 the gap is $368 in favor of Rhode Island.
Colorado: 4.4% flatRhode Island: up to 5.99%Updated October 10, 2026
Compare Colorado and Rhode Island for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Colorado
21.3%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,592
- Payroll tax (FICA)
- $5,738
- Total tax
- $15,999
- Net income (annual)
- $59,001
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Rhode Island
Monthly gross$6,250
Monthly tax$1,300
Monthly take-home$4,950
Colorado
Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Colorado vs Rhode Island: how the two systems differ
| Colorado | Rhode Island | |
|---|---|---|
| Wage income tax | Flat 4.4% | Progressive, 3 brackets |
| Top rate | 4.4% | 5.99% |
| Lowest rate | 4.4% | 3.75% |
| Deductions and credits (single) | $16,100 standard deduction | $11,200 standard deduction, $5,250 personal exemption |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | CO state tax | RI state tax | Difference | CO take-home | RI take-home |
|---|---|---|---|---|---|
| $30,000 | $612 | $508 | $103 less in Rhode Island | $25,673 | $25,777 |
| $40,000 | $1,052 | $883 | $168 less in Rhode Island | $33,268 | $33,437 |
| $50,000 | $1,492 | $1,258 | $233 less in Rhode Island | $40,863 | $41,097 |
| $60,000 | $1,932 | $1,633 | $298 less in Rhode Island | $48,458 | $48,757 |
| $75,000 | $2,592 | $2,196 | $396 less in Rhode Island | $59,001 | $59,397 |
| $100,000 | $3,692 | $3,148 | $543 less in Rhode Island | $75,488 | $76,032 |
| $150,000 | $5,892 | $5,523 | $368 less in Rhode Island | $107,899 | $108,268 |
| $250,000 | $10,292 | $10,857 | $566 less in Colorado | $172,890 | $172,325 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | CO state tax | RI state tax | Difference | CO take-home | RI take-home |
|---|---|---|---|---|---|
| $75,000 | $1,883 | $1,579 | $304 less in Rhode Island | $62,739 | $63,044 |
| $100,000 | $2,983 | $2,516 | $467 less in Rhode Island | $81,727 | $82,194 |
| $150,000 | $5,183 | $4,742 | $441 less in Rhode Island | $118,002 | $118,443 |
| $250,000 | $9,583 | $9,872 | $289 less in Colorado | $187,885 | $187,596 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Colorado and Rhode Island charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Rhode Island is the lower-tax state. The order flips again near $215,000, so the better state depends on where your income falls.
Rates side by side
Colorado (single filers)
| 4.4% | Over $0 |
Rhode Island (single filers)
| 3.75% | Up to $82,050 |
| 4.75% | $82,051 to $186,450 |
| 5.99% | Over $186,450 |
- Rhode Island: Rhode Island also charges a temporary disability insurance payroll tax that is not included here.
Full details for each state: Colorado income tax calculator and Rhode Island income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Colorado vs Rhode Island FAQ
Which has lower income tax, Colorado or Rhode Island?+
Rhode Island is lower at $75,000: $2,196 of state income tax versus $2,592 in Colorado. At $150,000 it is $5,892 in Colorado and $5,523 in Rhode Island. For a single filer, Colorado and Rhode Island charge the same state income tax (nothing) up to roughly $17,500 of income. Above that, Rhode Island is the lower-tax state. The order flips again near $215,000, so the better state depends on where your income falls.
How much more do I keep on $100,000 in Colorado versus Rhode Island?+
A single filer keeping $75,488 a year in Colorado would keep $76,032 in Rhode Island after federal, state and payroll tax. The difference is $543 a year, or $45 a month.
How do the Colorado and Rhode Island income tax systems differ?+
Colorado uses a flat 4.4% rate; Rhode Island uses progressive rates up to 5.99%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Colorado vs Rhode Island comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Colorado to Rhode Island to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Colorado vs Texas
- California vs Colorado
- Colorado vs Florida
- Colorado vs New York
- Rhode Island vs Texas
- California vs Rhode Island
- Florida vs Rhode Island
- New York vs Rhode Island
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.