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Tax year 2026 · state vs state

Colorado vs Georgia Income Tax Comparison (2026)

On a $75,000 salary (single filer, 2026), you pay $678 less state income tax a year in Colorado than in Georgia, which is about $57 a month. At $150,000 the gap is $1,271 in favor of Colorado.

Colorado: 4.4% flatGeorgia: 5.19% flatUpdated October 10, 2026

Compare Colorado and Georgia for your income

Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.

State comparison

Comparing 2 states, sorted by lowest overall tax rate.

1Colorado

Lowest

21.3%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$2,592
Payroll tax (FICA)
$5,738
Total tax
$15,999
Net income (annual)
$59,001

2Georgia

22.2%

Overall effective tax rate

  • Net
  • Federal
  • State
  • FICA
Federal income tax
$7,670
State income tax
$3,270
Payroll tax (FICA)
$5,738
Total tax
$16,677
Net income (annual)
$58,323

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💰 Monthly breakdown

Your take-home pay, spread across the year

Colorado

Monthly gross$6,250
Monthly tax$1,333
Monthly take-home$4,917

Georgia

Monthly gross$6,250
Monthly tax$1,390
Monthly take-home$4,860

Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.

Colorado vs Georgia: how the two systems differ

ColoradoGeorgia
Wage income taxFlat 4.4%Flat 5.19%
Top rate4.4%5.19%
Lowest rate4.4%5.19%
Deductions and credits (single)$16,100 standard deduction$12,000 standard deduction

State income tax and take-home pay at every salary

The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.

IncomeCO state taxGA state taxDifferenceCO take-homeGA take-home
$30,000$612$934$323 less in Colorado$25,673$25,351
$40,000$1,052$1,453$402 less in Colorado$33,268$32,867
$50,000$1,492$1,972$481 less in Colorado$40,863$40,383
$60,000$1,932$2,491$560 less in Colorado$48,458$47,899
$75,000$2,592$3,270$678 less in Colorado$59,001$58,323
$100,000$3,692$4,567$876 less in Colorado$75,488$74,613
$150,000$5,892$7,162$1,271 less in Colorado$107,899$106,629
$250,000$10,292$12,352$2,061 less in Colorado$172,890$170,830

Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.

Married filing jointly

IncomeCO state taxGA state taxDifferenceCO take-homeGA take-home
$75,000$1,883$2,647$764 less in Colorado$62,739$61,976
$100,000$2,983$3,944$961 less in Colorado$81,727$80,766
$150,000$5,183$6,539$1,356 less in Colorado$118,002$116,646
$250,000$9,583$11,729$2,146 less in Colorado$187,885$185,739

Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.

Does the lower-tax state change as income rises?

For a single filer, Colorado and Georgia charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Colorado is the lower-tax state.

Rates side by side

Colorado (single filers)

4.4%Over $0

Georgia (single filers)

5.19%Over $0

Full details for each state: Colorado income tax calculator and Georgia income tax calculator. Federal rates are on the 2026 federal tax brackets page.

Colorado vs Georgia FAQ

Which has lower income tax, Colorado or Georgia?+

Colorado is lower at $75,000: $2,592 of state income tax versus $3,270 in Georgia. At $150,000 it is $5,892 in Colorado and $7,162 in Georgia. For a single filer, Colorado and Georgia charge the same state income tax (nothing) up to roughly $12,500 of income. Above that, Colorado is the lower-tax state.

How much more do I keep on $100,000 in Colorado versus Georgia?+

A single filer keeping $75,488 a year in Colorado would keep $74,613 in Georgia after federal, state and payroll tax. The difference is $876 a year, or $73 a month.

How do the Colorado and Georgia income tax systems differ?+

Colorado uses a flat 4.4% rate; Georgia uses a flat 5.19% rate. State deductions and exemptions also differ, which changes how much income is taxed.

Are local taxes included in this Colorado vs Georgia comparison?+

No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.

Should I move from Colorado to Georgia to save on taxes?+

State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.

Sources

Last checked October 10, 2026. Confirm with your state tax agency before filing.

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Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.