1Arkansas
Lowest21.5%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,712
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,120
- Net income (annual)
- $58,880
Tax year 2026 · state vs state
Arkansas vs Montana Income Tax Comparison (2026)
On a $75,000 salary (single filer, 2026), you pay $164 less state income tax a year in Arkansas than in Montana, which is about $14 a month. At $150,000 the gap is $1,477 in favor of Arkansas.
Arkansas: up to 3.9%Montana: up to 5.65%Updated October 10, 2026
Compare Arkansas and Montana for your income
Estimate for education only, not tax advice. 2026 federal and state rules, standard deductions, no local taxes. How we calculate.
State comparison
Comparing 2 states, sorted by lowest overall tax rate.
2Montana
21.7%
Overall effective tax rate
- Net
- Federal
- State
- FICA
- Federal income tax
- $7,670
- State income tax
- $2,877
- Payroll tax (FICA)
- $5,738
- Total tax
- $16,284
- Net income (annual)
- $58,716
Advanced analysis (optional)
Choose which extra insights you would like to see.
💰 Monthly breakdown
Your take-home pay, spread across the year
Arkansas
Monthly gross$6,250
Monthly tax$1,343
Monthly take-home$4,907
Montana
Monthly gross$6,250
Monthly tax$1,357
Monthly take-home$4,893
Estimates use 2026 federal and state rates, the standard deduction for your filing status and no local taxes. Rankings use state income tax only.
Arkansas vs Montana: how the two systems differ
| Arkansas | Montana | |
|---|---|---|
| Wage income tax | Progressive, 2 brackets | Progressive, 2 brackets |
| Top rate | 3.9% | 5.65% |
| Lowest rate | 2% | 4.7% |
| Deductions and credits (single) | $2,470 standard deduction, $29 personal credit | $16,100 standard deduction |
State income tax and take-home pay at every salary
The same salary can leave you with different take-home pay depending on the state. This table applies each state’s 2026 rules to a single filer with no pre-tax contributions.
| Income | AR state tax | MT state tax | Difference | AR take-home | MT take-home |
|---|---|---|---|---|---|
| $30,000 | $957 | $653 | $304 less in Montana | $25,328 | $25,632 |
| $40,000 | $1,347 | $1,123 | $224 less in Montana | $32,973 | $33,197 |
| $50,000 | $1,737 | $1,593 | $144 less in Montana | $40,618 | $40,762 |
| $60,000 | $2,127 | $2,063 | $64 less in Montana | $48,263 | $48,327 |
| $75,000 | $2,712 | $2,877 | $164 less in Arkansas | $58,880 | $58,716 |
| $100,000 | $3,687 | $4,289 | $602 less in Arkansas | $75,493 | $74,891 |
| $150,000 | $5,637 | $7,114 | $1,477 less in Arkansas | $108,154 | $106,677 |
| $250,000 | $9,537 | $12,764 | $3,227 less in Arkansas | $173,645 | $170,418 |
Single filer, 2026, federal standard deduction. Take-home is after federal, state and payroll tax. No local taxes.
Married filing jointly
| Income | AR state tax | MT state tax | Difference | AR take-home | MT take-home |
|---|---|---|---|---|---|
| $75,000 | $2,587 | $2,012 | $575 less in Montana | $62,036 | $62,611 |
| $100,000 | $3,562 | $3,187 | $375 less in Montana | $81,148 | $81,523 |
| $150,000 | $5,512 | $5,753 | $241 less in Arkansas | $117,673 | $117,432 |
| $250,000 | $9,412 | $11,403 | $1,991 less in Arkansas | $188,056 | $186,065 |
Married filing jointly, 2026, federal standard deduction. Uses each state's joint brackets where they differ.
Does the lower-tax state change as income rises?
For a single filer, Montana is the lower-tax state up to roughly $67,500 of income, and Arkansas becomes the lower-tax state above that.
Rates side by side
Arkansas (single filers)
| 2% | Up to $4,600 |
| 3.9% | Over $4,600 |
Montana (single filers)
| 4.7% | Up to $47,500 |
| 5.65% | Over $47,500 |
Full details for each state: Arkansas income tax calculator and Montana income tax calculator. Federal rates are on the 2026 federal tax brackets page.
Arkansas vs Montana FAQ
Which has lower income tax, Arkansas or Montana?+
Arkansas is lower at $75,000: $2,712 of state income tax versus $2,877 in Montana. At $150,000 it is $5,637 in Arkansas and $7,114 in Montana. For a single filer, Montana is the lower-tax state up to roughly $67,500 of income, and Arkansas becomes the lower-tax state above that.
How much more do I keep on $100,000 in Arkansas versus Montana?+
A single filer keeping $75,493 a year in Arkansas would keep $74,891 in Montana after federal, state and payroll tax. The difference is $602 a year, or $50 a month.
How do the Arkansas and Montana income tax systems differ?+
Arkansas uses progressive rates up to 3.9%; Montana uses progressive rates up to 5.65%. State deductions and exemptions also differ, which changes how much income is taxed.
Are local taxes included in this Arkansas vs Montana comparison?+
No. It covers federal income tax, Social Security, Medicare and state income tax only. City, county, sales and property taxes are not included, and they can change the real cost of living in each state.
Should I move from Arkansas to Montana to save on taxes?+
State income tax is one cost among many. Property and sales taxes, housing, insurance and wages also differ, and you may owe tax to both states in the year you move. Use this comparison as one input and confirm details with a tax professional.
Sources
- Tax Foundation: 2026 state individual income tax rates and brackets
- IRS: Tax inflation adjustments for tax year 2026
Last checked October 10, 2026. Confirm with your state tax agency before filing.
More state comparisons
- Arkansas vs Texas
- Arkansas vs California
- Arkansas vs Florida
- Arkansas vs New York
- Montana vs Texas
- California vs Montana
- Florida vs Montana
- Montana vs New York
- All state comparisons →
Estimates for education only, not tax, legal or financial advice. Not a substitute for a tax professional or your state revenue department.